3 Life Needs, 1 Elegant Solution

In today's shaky world, we all recognize the need for a comprehensive insurance plan to protect ourselves and our families. After all, we cannot risk the dramatic consequences of a sudden illness, disability or worse. Insurance is therefore an indispensable safety net that allows our lives to continue comfortably in the case of an undesirable event. Unfortunately, for many people insurance has become a terrible worry and hassle. Paperwork and applications, payments and premium, underwriting processes and unexpected policy changes - getting a good insurance plan can be overwhelming.

But those days have thankfully come to an end with a wonderful solution from Manulife Financial, called Synergy. The Synergy plan combines three essential needs - life insurance, disability insurance and critical illness insurance - into one simple and convenient package. One application, one underwriting process, one monthly payment - it's that easy. Best of all, Synergy is the only plan that does not require you to show your income, occupational class or financial situation. That means this all-encompassing insurance package is available to everyone, worry-free.

With Synergy, the choice is entirely in your hands. You can purchase anywhere from $100,000 to $500,000 in comprehensive protection. Plus, there are many fantastic extras to choose from depending on your unique circumstances. For example, you can add a child protection rider that fully takes care of your children until the age of 25, or a term life rider that gives you extended benefits.

Even without these additions, the Synergy plan is the total package: The critical illness section protects you in the case of over 22 of the most common illnesses, as well as many other conditions. In such an event, you receive an initial payout equal to 25% of your plan's worth. Plus, you may be elegible for an additional early intervention benefit that adds 6.25% to the money you receive. Meanwhile, in the case of a disability, the planholder receives monthly benefits equal to 0.5%. Better yet, the premiums are completely waived throughout the duration of the disabiity. Lastly, in the tragic event of a death, a full 100% of the plan is paid out to the beneficiary.

Synergy has also been used as a great tool for mortgage protection. If a situation arises where you can no longer pay your mortgage due to illness or disability, the Synergy plan kicks in allowing you to continue making your payments normally. This is a far superior method of mortgage protection for several reasons. Firstly, with regular mortgage insurance, the bank is the one that receives the money if something should happen to you. With Synergy, you receive the money and may use it as you wish. With typical mortgage plans, your coverage ends once you pay off the mortgage or if you choose to switch banks. With Synergy, your money is safe and secure regardless of the situation. Best of all, you own the plan! This means your benefits are guaranteed, as opposed to other plans which are usually owned by the bank and are thus subject to constant policy changes or even cancellations. Synergy puts the power in your hands.

Therefore, if you are looking for a convenient, comprehensive insurance package that protects you and your family from all sides, and do not want to go through the hassle of reporting your income or financial situation, Synergy is ideal for you. If you are looking to save time and money in the long run, and avoid multiple underwritings, applications and premiums, Synergy is most certainly for you. With all the spectacular benefits of this incredible three-in-one solution, it is really no wonder why everyone's talking Synergy!

Call Gregory & Margaret Nilevsky today to take advantage of this fantastic opportunity - tomorrow could be too late!